Terms and Conditions

Morris Homes Ltd Use of the information, materials and links in this website is subject to the terms and conditions set out below which constitute the entire binding agreement between you and Morris Homes Ltd relating to the use of this Site. By using this Site you acknowledge that you have read, understood and agree to be bound by the Site Terms and if you do not agree to the Site Terms you should not use this Site. Morris Homes Ltd may at any time update these Site Terms and you will be bound by the Site Terms in use when you visit the Site.

Images and prices

The images, dimensions and floorplans used throughout this website are indicative only. In the majority of cases, they will be illustrations, computer generated images (CGI’s) or photographs of other similar properties, they are unlikely to be actual photographs of the specific plot that is being sold as the majority of plots are sold off-plan. Morris Homes Ltd accepts no liability for the accuracy of the images, dimensions and floorplans used on this Site. For accurate information, please contact the sales advisor on that specific development. An * next to a dimension indicates that this is the maximum dimension for the room, which may include bay windows, or alcoves.

The prices and availability on this web site were correct at the time of addition, however prices and availability are subject to change, please contact the sales advisor at the specific development for accurate information. *Special offers advertised are at the discretion of Morris Homes Ltd, subject to eligibility and in some cases may not be used in conjunction with each other.

Morris Homes are permitted to take photographs of the Properties and Developments and retain the right to make use of all photographs for marketing and promotional purposes in such manner as it may think fit.

5% Deposit Contribution

Deposit contribution paid offer is available on selected plots only and may be time limited and can be withdraw at anytime without notice. Where exact values are stated, these are based on a purchase at full asking price. This offer cannot be used in conjunction with any other offer. A minimum of 5% deposit from the purchaser is required in order for Morris Homes to provide a further 5%.

Part Exchange

Part Exchange is only available on selected plots on selected developments, subject to terms and conditions. 100% full market value is based on a independent valuation of the property. 105% or 110% Part Exchange is 105% and 110% of the independent valuation respectively.

Great Start

How does the scheme work? Mortgage finance is arranged on 75% of the purchase price, with a 5% deposit from the buyer. The remaining 20% becomes a second loan from Morris secured on the property, interest free for 5 years. When do I have to repay the 20% balance? The 20% at the revised market value is to be paid back at any time up to resale or within 25 years, whichever is sooner. Can I repay the 20% early without selling? Yes – you can either repay a minimum of a quarter of the 20% Morris balance or the full amount at any time, subject to valuation. Are there any other costs involved? Yes – solicitor’s fees and valuation fees will be payable by you. How is the market value determined? We take the average of two independent valuations at the point of resale, early repayment or at the end of the 25 year period. What happens if I improve my property? Do I have to pay 20% of the increased value to Morris? No – the market value at the end of the period is less any improvements. Can I buy a property to rent out? No – the scheme is only available for those buying a home as a place to live. What happens if I cannot repay the 20% after 25 years? In conditions of genuine hardship, the position will be reviewed on an individual basis and the loan period may be extended up to a maximum of five years. How do I apply? Speak to your Morris Homes Sales Advisor, who will refer you to an Independent Mortgage Advisor who is familiar with this scheme. If you decide to proceed with a loan, you will be asked to use one of a number of independent solicitors recommended by Morris Homes.

Offer available on selected homes only on selected Morris developments only – subject to terms and conditions available upon application. A nominal reservation fee of £500 is required.

At all times the mortgage on the 75% share must be maintained as your home may be repossessed if you don’t keep up the repayments on the mortgage or loans secured against the property. Be sure that you can afford the repayment before entering into a credit agreement. Any advice and loan arrangements must be made from morris homes recommended independent financial advisors or a qualified independent financial advisor.

Great Start scheme available on selected plots only, subject to terms and conditions. Great Start scheme prices based on 80% of full purchase price. Purchaser deposit must be a minimum of 5% before the equity loan has been applied. Great Start scheme could provide an equity loan for the remaining 20% interest free for the first 5 years. After year five, you will pay a fee on the equity loan of 1.75%, rising annually by the retail price index plus 1%. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. Offer subject to use of a mortgage broker from Morris Homes’ panel.

Copyright and Trademarks

The Copyright in all material appearing on this Site belongs to Morris Homes Ltd. You may copy the materials on this Site only in the course of viewing the Site. If you do download materials, then you must use such copies only for your own personal non-commercial use. Except as stated herein you may not copy, download, display, publish, transmit or deal in any way in such materials. Unauthorised use may result in a breach of copyright and/or trade mark laws.

Six month mortgage paid offer

The “mortgage paid for 6 months ” payment will be made in full, in one single sum, on legal completion of contracts and will not exceed 5% of the purchase price and is subject to a maximum cashback of £6000.

Twelve month mortgage paid offer

The “mortgage paid for 12 months ” payment will be made in full, in one single sum, on legal completion of contracts and will not exceed 5% of the purchase price and is subject to a maximum cashback of £12,000.

Twenty four month mortgage paid offer

The “mortgage paid for 24 months ” payment will be made in full, in one single sum, on legal completion of contracts and will not exceed 5% of the purchase price and is subject to a maximum cashback of £24,000.

Mortgage paid offers

“12 months” and “24 months” mortgage contribution offers will be paid in one single sum on legal completion and will not exceed 5% of the purchase price.

Incentives and offers

Incentives and offers are available on selected plots only. Selected offers cannot be used in conjunction with any other offer, or scheme. Incentives and offers advertised on the website, email, text messages, social media, Rightmove and on any promotional marketing material or platform can be withdrawn at anytime without notice and are at Morris Homes sole discretion

Stamp Duty contributions/Stamp Duty paid

Stamp duty paid or contribution offers are available on selected plots only and may be time limited. Where exact values are stated, these are based on a purchase at full asking price. Unless otherwise stated, the offer of full stamp duty paid is for first home stamp duty only. If the Morris home purchased is not your only home, you will need to cover the additional stamp duty incurred. Contact the Sales Advisor at the participating development for more information. This offer is not available in conjunction with any other offer or scheme and is at the sole discretion of Morris Homes.

Energy efficiency

‘Buying new being energy efficient ‘– refers to buying a new Morris home with an EPC rating in line with current building regulations, in comparison to an older Victorian property. Morris Homes will not take any responsibility for figures quoted, these are used as an indication only on an average new build home. Figures quoted such as £2,207 * a year energy saving figures are based on the Report published August 2024. For further information, visit the HBF website. Figures quoted may not be representative of all Morris Homes. Savings quoted are based on a one year period and are dependent on an individual’s energy usage and tariffs.

Energy bills contribution

Energy bills contributions is available on selected plots only and can be withdrawn at any time. Payments will be made in full, in one single sum, on legal completion of contracts and will not exceed 5% of the purchase price.

Upgrading an existing home to the standard of a new build

£70,000 renovation costs of upgrading an existing home to the standards of a new build is quoted from the HBF ‘Get On With Living’ Report 2023 and is based on a sample size of 2,088 homes across the UK. Research was conducted by the HBF and is indication of costs only. For further information on this report, please visit https://www.hbf.co.uk/documents/12304/New_Homes_Week_2023_-_Get_on_with_Living_Report_FINAL_861ugzl.pdf

Smart Move

With our Smart Move scheme we’ll pay a maximum £5,000 contribution towards your estate agent fees. available on selected homes only. Selected offers cannot be used in conjunction with each other or any other offer. This offer is subject to status and only available on selected developments and properties. Based on the existing home being valued by our estate agent and using the Smart Move scheme, agreed estate agents’ fees will be paid.

Deposit Unlock

The Deposit Unlock scheme is available on selected plots only, speak to a sales advisor for more infomation. Subject to contract and status. Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer at any time.

• The scheme is available on homes up to maximum mortgage of £750,000.

• Customer’s minimum 5% deposit is required.

• Deposit Unlock scheme is backed by a mortgage indemnity insurance. The insurance covers the lender in the event of a loss as a result of repossession.

• The buyer’s obligations to the lender remain unchanged.

• This scheme cannot be used in conjunction with any other Morris Homes offer or incentive.

Recommend a Friend Events

Your new Morris home could earn you and a friend £1,000. Leaflet form must be presented at the time of reservation in order to obtain the offer, it will not be accepted on a previously reserved plot. Terms and conditions apply and this offer may not be used in conjunction with offers advertised elsewhere. £1,000 cheque to be paid to the person who recommends Morris Homes and already lives in a Morris Home. £1,000 John Lewis vouchers will be given to the person after legal completion who reserves a home at the specified development. Reservation must be before date stated on the leaflet.

Own New Rate Reducer Scheme

Own New Rate Reducer is available on selected developments and plots only, and will include a housebuilder contribution of 3% or 5% of the house asking price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase. Speak to the sales advisor on your chosen development to discuss where Own New Rate Reducer is available, selected plots only.

Any ‘savings up to’ and interest rates mentioned in our advertising are representative only via Halifax and are subject to change at any time and are based on the initial 2 or 5 year fixed period. Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied. Applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw this offer at any time. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Terms and Conditions apply.